Chapter 7 or Chapter 13 Bankruptcy?
Bankruptcy Filings since the
Oklahoma - USA
2006: 7,145 - 617,660
2007: 9,127 850,912
2008: 11,224 - 1,117,771
2009: 14,209 - 1,473,675
2010: 14,980 - 1,593,081
Choosing an Oklahoma Bankruptcy Attorney
When choosing an Oklahoma bankruptcy attorney you should have confidence that your attorney will be kind, courteous, easily accessible and have excellent bankruptcy skills. We invite you see what others have said about our Tulsa, Oklahoma BANKRUPTCY OFFICE by reading the Client Testimonials. We hope this is helpful, and always feel free to give us a call to speak with an experienced Oklahoma bankruptcy attorney.
What if I have filed before?
There is no limit on the number of bankruptcy cases that one may file. In fact, there is no limit in between time frames to file bankruptcy. Nevertheless, if sufficient time between filings does not take place, you may be not be eligible for "discharge."
So if a bankruptcy case is filed too soon, even though it will not be dismissed, a discharge may not take place. The time frames between discharge eligibility are as follows:
8 years between Chapter 7s. -727(a)(8)
2 years between Chapter 13s. -1328(f)(2)
4 years between a Chapter 7 and Chapter 13 -1328(f)(1)
6 years between a Chapter 13 and Chapter 7(if under 70% plan). -727(a)(9)
The time is counted from filing to filing--not from first discharge to second filing.