Chapter 7 or Chapter 13 Bankruptcy?

Bankruptcy Filings since the
law change in  October 2005


      Oklahoma  -   USA
2006: 7,145   -   617,660
2007: 9,127       850,912
2008: 11,224  -  1,117,771
2009: 14,209  -  1,473,675
2010: 14,980  -  1,593,081


Choosing an Oklahoma Bankruptcy Attorney


When choosing an Oklahoma bankruptcy attorney you should have confidence that your attorney will be kind, courteous, easily accessible and have excellent bankruptcy skills. We invite you see what others have said about our Tulsa, Oklahoma BANKRUPTCY OFFICE by reading the Client Testimonials. We hope this is helpful, and always feel free to give us a call to speak with an experienced Oklahoma bankruptcy attorney.

What if I have filed before?

There is no limit on the number of bankruptcy cases that one may file. In fact, there is no limit in between time frames to file bankruptcy. Nevertheless, if sufficient time between filings does not take place, you may be not be eligible for "discharge."

So if a bankruptcy case is filed too soon, even though it will not be dismissed, a discharge may not take place. The time frames between discharge eligibility are as follows:
8 years between Chapter 7s. -727(a)(8)
2 years between Chapter 13s. -1328(f)(2)
4 years between a Chapter 7 and Chapter 13 -1328(f)(1)
6 years between a Chapter 13 and Chapter 7(if under 70% plan). -727(a)(9)

The time is counted from filing to filing--not from first discharge to second filing.

Dear Jeremy, I was blessed to have met you. I hope many blessings will continue to come your way. I have a new outlook on my future. I hope you realize how you transform the lives of others. I can now see light instead of darkness. Words can't express the relief of not being buried alive by credit cards, medical bills, all my debt in general. It's nice to have someone such as yourself in my corner to help restore my financial situation. I do appreciate your help and representation. Thanks again for everything. I appreciate you very much.
B. C. ~ Tulsa, 74127

I think the entire firm is outstanding. I am very pleased to have done business with Jeremy.
D. A. ~ Kellyville, 74039

Everyone was courteous and flexible. They always answered my questions and did not make me feel like I was a bother to them. You were great to work with and very patient and helpful with any information or documents I needed help with.
R. H. & S. H. ~ Tulsa, 74146

Jeremy protected my financial interests and he did an excellent job. I came to Jeremy when I was at the end of my financial rope. He professionally took a seemingly helpless situation, turned it around, and gave me a totally fresh start. Thank you, thank you, thank you!
T.T. ~ Broken Arrow 74012

I felt very comfortable with my attorney. I have never had to go through this in my 66 years. But my attorney does not look down on you for filing. I was married 43 years when I lost my husband. We always worked and paid our bills and had good credit. I felt after ten years that it was my fault for having to file bankruptcy, but Jeremy makes you feel so much better about yourself and I thank you for everything you've done for me.
L. G. ~ Owasso, 74055



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